Fuel Card vs Credit Card | What Are The Differences?

There are many different benefits to using Fuel Cards vs Credit Cards as your chosen method of purchasing fuel for your business.

Fuel Card vs Credit Card

A fuel card is similar to a credit card in many ways as both enable payment of fuel across thousands of sites.

However, the difference exists when it comes to managing spend and fleet administration.

Receipts & Invoicing

Employees using their own Credit Cards can result in expenses you would rather not take place. Staff then need to claim for those expenses which takes more time. When it comes to a Business Credit Card you will only receive a statement once per month.

With your Fuel Card you receive weekly invoices so you can monitor every transaction, plus it is VAT ready meaning you don’t need to collect receipts any longer.

Switching to a fuel card not only gives you increased clarity of spending, it saves you a lot of time.

Saving Money

When it comes to Fuelwise Fuel Cards you receive interest free credit and no transaction fees. This means you only pay for the fuel you purchase.

You can also negotiate cheaper fuel prices compared to using Credit Cards which limits you to paying only pump prices.

Telematics Integration

One final comparison of Fuel Cards vs Credit Cards is that Fuel Cards offer Telematics integrations.

You can link your Fuel Cards with GPS Vehicle Tracking to receive accurate MPG Reports.

This data informs you of your best and worst performing drivers in regards to fuel consumption.

You can then train and advise drivers on how to increase their MPG score, saving your business money.

Fuel Card FAQs

Have you got more questions regarding Fuel Cards? Then check out our Fuel Card Frequently Asked Questions post.

Fuelwise Fuel Card

The Fuelwise Fuel Card is a business fuel card for Ireland and the UK. It is designed for small and large businesses, providing a safe, secure and convenient method for purchasing fuel.

Whether you have one vehicle or 100, you can experience the great benefits listed below at over 5,000 fuel stations across Ireland, Northern Ireland and the UK.

Your Fuelwise Fuel Card is accepted at all major brands including Circle K, Maxol, Texaco, Top Oil, ESSO, Applegreen and leading supermarkets.

Many of these sites are HGV friendly and operate 24-hour opening hours. Fuelwise is trusted by thousands of businesses in NI & ROI as their preferred fuel card supplier.

How to apply for Fuel Cards

Applying for fuel cards couldn’t be easier. Simply complete the form below and a member of the team will contact you soon.

    Company Name

    Contact Name


    Building/House Number

    Company Address



    Number of vehicles

    Estimated Monthly Usage (Litres)

    Current Supplier

    Coupon Code

    Why our customers choose Fuelwise
    VES Transport

    VES Transport

    “I have been using Fuelwise fuel cards for many years and both the product and level of service is exceptional. To manage my business daily I use Velocity to monitor fuel spend and transactions and e-Route helps my drivers find any of the thousands of sites available with the Fuelwise fuel card. My Account Manager is always on hand to help and goes the extra mile to ensure everything is running smoothly”.

    MDE Installations

    MDE Installations

    “Fuelwise is very customer focused and were able to provide what I needed for this project where others couldn’t. The e- Route app helps our engineers find Core sites instead of Non-Core sites which helps with efficiencies and cost savings. Velocity is well managed, and I can create plenty of reports and my Account Manager is always on hand to help. With GPS Tracking built into Velocity I can view distance travelled, speed etc. and driver contact details without having to open another system.”

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