How Do Fuel Cards Work [2022]

Published 19/04/2021

How do fuel cards work? This is a question our team is often asked, and due to this we have put together a short introduction to fuel cards, describing what they are and how you can use them.

Table of Contents

  1. What is a fuel card?
  2. How do fuel cards work?
  3. Can anyone use a fuel card?
  4. How to use a fuel card?
  5. Where can fuel cards be used?
  6. What products are available on a fuel card?
  7. What are the benefits of fuel cards?
  8. Recap
  9. Fuel Card Price Quote

What is a Fuel Card?

A fuel card is very similar to a credit card without the interest charges; each fuel card is assigned a network of sites around the Ireland, UK or Europe at which your fuel card can be used. The Fuelwise Fuel Card can be used at over 5,000 sites, which is the largest independent site network of any fuel card provider.

How Do Fuel Cards Work?

Fuel cards work by enabling your drivers to fill up at fuel stations on the Fuelwise network. Instead of having to pay with cash or credit cards, your drivers use their fuel card. Your company is then invoiced for the transaction from the previous week and the payment is collected by Direct Debit. This means you don’t have to collect receipts from drivers or issue cash.

Can anyone use a Fuel Card?

Fuelwise Fuel Cards are used by small and large businesses right across Ireland and the UK, with fleet sizes ranging from 1 vehicle to over 100 vehicles. Regardless the size of your fleet you will benefit from cost savings, reduced admin and increased security.

How to use a Fuel Card?

To use a fuel card follow these instructions;

  • Select a fuel station on our network using E-Route
  • Fill your vehicle with fuel
  • Present your Fuelwise Fuel Card to the shopkeeper
  • You will be asked for your PIN and if you wish to record mileage
  • The shopkeeper will hand your back and your transaction is complete

Where can Fuel Cards be used?

With your Fuelwise Fuel Card, you have access to the largest fuel card network in the UK and Ireland, with over 5,000 sites to choose from. Brands that are a part of the Fuelwise network includes Maxol, Texaco, Top Oil, Applegreen, Emo Oil, and large supermarket brands such as Tesco, Morrisons and Sainsbury’s. You can find sites using E-Route, our free fuel card site locator tool.

What products are available on a Fuel Card?

You can use your fuel card to purchase a range of products depending on the purchase category of your card. A different set of products can be selected for each card. Most cards allow the purchase of fuels and lubricants and some also allow you to purchase car washes if you choose.

What are the benefits of Fuel Cards?

Fuel cards provide many benefits, such as cost savings, VAT approved invoices, high quality fuel, increased security, and the ability to link with Telematics systems.

Now that you are aware of how fuel cards work, the next step is to choose a fuel card that is perfect for your business. You can find out more about the Fuelwise Fuel Card and discover the range of benefits you will receive.

Other benefits include;

  • Discount fuel prices available
  • Reduction in fleet management costs
  • Increased security and prevention of fraud
  • Online Management Tools
  • Monitor filling patterns
  • Fleet Efficiency and accurate MPG reporting
  • Reduce internal administration costs
  • Simple invoicing with clear VAT separation
  • No interest on purchases
  • No need for receipts
  • GPS Vehicle Tracking & Fuel Card Integration


Fuelwise Fuel Cards are designed for small and large businesses in Ireland and Northern Ireland, providing a safe, secure and convenient method for purchasing fuel. Whether you have one vehicle or 100, you can experience the great benefits of a fuel card at over 5,000 fuel stations across Ireland, Northern Ireland and the UK.

Fuel Card Application

To apply for Fuelwise Fuel Cards complete the form below. Once received, a member of our team will contact you.

    Company Name

    Contact Name


    Building/House Number

    Company Address



    Number of vehicles

    Estimated Monthly Usage (Litres)

    Current Supplier

    Coupon Code

    Why our customers choose Fuelwise
    VES Transport

    VES Transport

    “I have been using Fuelwise fuel cards for many years and both the product and level of service is exceptional. To manage my business daily I use Velocity to monitor fuel spend and transactions and e-Route helps my drivers find any of the thousands of sites available with the Fuelwise fuel card. My Account Manager is always on hand to help and goes the extra mile to ensure everything is running smoothly”.

    MDE Installations

    MDE Installations

    “Fuelwise is very customer focused and were able to provide what I needed for this project where others couldn’t. The e- Route app helps our engineers find Core sites instead of Non-Core sites which helps with efficiencies and cost savings. Velocity is well managed, and I can create plenty of reports and my Account Manager is always on hand to help. With GPS Tracking built into Velocity I can view distance travelled, speed etc. and driver contact details without having to open another system.”

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